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Anatomy of a Check
- Personalization
- There are 5 lines available for the personalization of your checks. This information typically includes your name and address and optional information such as your phone number, driver's license number or social security number.
- Bank Information
- Your bank information must be printed on your checks. The bank name is required, but you may also need to include your bank's address. Refer to your existing checks to determine what information should be included here.
- Cut / Monogram area
- If the design of your check allows, you may select an optional cut or monogram to appear to the left of your personalization
- Over Signature Text Area
- If the design of your check allows for it, you may include a personal message in the over signature area on your checks.
- Routing Number
- The first number in the MICR line at the bottom of your check is your bank's routing number. It is 9 digits long and always starts with 0, 1, 2 or 3.
- Account Number
- Your account number may appear before or after your check number in your check's MICR line.
- Check Number
- The sequential number for your checks appears in both the MICR line at the bottom of your checks and the upper right corner of your checks. This number allows you to keep track of the checks you write.
- Signature Line
- The account owner endorses the signature line on a check to authorize its use.
- Pay To Line
- The "Pay To" line is where you identify the person/business to whom the check is written.
- Dollars Box
- The "Dollars" box is where you write the numeric amount of the check. It is written out additionally on the amount line, which is below the "Pay To" line on the check.
- Amount Line
- This line is provided for you to write out the amount of your check.
- Fraction
- The fraction on your check is used to identify your bank.
- Padlock Icon
- This icon references security features which have been included on your checks to help your bank identify check fraud. These features are described on the back of your checks.
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